Workplace Financial Guidance + Benefits Support Across the Employee Lifecycle

Give every employee a clear path to confident financial decisions and increased benefits appreciation.

By phone or video conference

YourClarityCoach is Education‑Only • Confidential 1:1 Support • Anonymous, Aggregate Reporting • No Personal Data Collected or Shared

Why Employees Love YourClarityCoach

Truly judgment-free: A safe space to ask any money question without embarrassment
Easy access: Chat, text, phone, or email when life happens
Practical progress: Clear next steps for budgeting, debt, saving, and goals
Learn at your pace: On-demand courses, monthly webinars, and simple tools
Zero sales pressure: We never sell products. Education‑only, product‑agnostic.

Real-World Coaching Topics

Build a sustainable budget and spending plan
Prioritize and accelerate debt payoff
Start or grow an emergency fund
Plan for milestones: home, education, retirement readiness
Navigate cash-flow crunches and big-purchase decisions
Understand and use workplace benefits with confidence (pensions, AVCs, group medical) when relevant

See how employees use YourClarityCoach — Schedule a quick call

Outcomes HR Can Expect

Lower money stress: employees feel supported and confident
Higher engagement: 15–25% of eligible employees use the service within 90 days
Better decisions: more consistent saving, smarter debt choices, improved benefit utilization
Measurable satisfaction: Customer Satisfaction Score 4.7/5+

How We Partner with Employers

As a specialized extension of your team, we provide comprehensive, year-round support to your employees when it comes to benefits, allowing your internal HR department to focus on core functions. Our experts act as a dedicated partner to your HR team and a confidential personal financial resource to the entire organization which in turn leads to increased employee satisfaction.

Monthly reporting: utilization, customer satisfaction score, top topics, suggested communications to reduce repeat queries.
We share only anonymous, aggregate insights so HR sees trends, not personal details.
Local content: webinars and guides tailored to your location and plans.
Plan alignment (when needed): Clear, plain‑English explainers for DC/DB basics, AVC how‑tos, and group medical terms.
Communications toolkit: Pre‑built emails, intranet copy, flyers/QRs, and manager talking points.

What HR Continues to Own

Plan design and vendor management; eligibility determinations; exceptions and appeals; claims and reimbursements; employee relations; policy sign-offs. We educate and coach; HR decides.

Service Standards You Can Trust

Response times: phone conversations by appointment; under 2 business hours for chat, text, and email during business hours; next business day if after hours
Business hours: Mon - Fri 6am to 9pm
Privacy: confidential 1:1 coaching; anonymous, aggregate reporting only
Accuracy: Knowledge base and FAQs tracked to your latest plan documents, circulars, and insurer/administrator updates.
Escalation: Clear pathways back to HR, pension administrators, and insurers for non‑educational matters.
Reporting cadence: Monthly dashboard; quarterly strategy review with HR.

Inline CTA: See sample reporting — Download Program Overview

Implementation (turnkey)

Week 1.

Intake plan documents for pensions (DC/DB, AVC rules, employer match) and group medical; confirm contacts and escalation paths

Week 2.

Build branded portal with FAQs and employee guides; set up channels (chat, text, email, phone)

Week 3.

Launch webinar and employee announcement; start coaching

Ongoing

Monthly reporting and quarterly review with HR

Pricing

Simple and transparent: BDS$600 per month for employee groups up to 30. BDS10–$20 per employee per month for employee groups of 30 or more.

No setup fees. Cancel anytime. Free to employees

Employee Benefit: Discounted financial planning services for employees who want a personalized financial plan. YourClarityCoach offers an optional planning services at a preferred employee rate. Coaching remains education-only and product-agnostic. Planning is separate and by employee request only.

Workplace wellness that pays off

Listen to what a few of the HR and benefits professionals exposed to YourClarityCoach have to say.

Employees finally had a safe space to talk about money.

Head of People, Barbados

The coaching built trust and real financial progress

HR Manager, 90-employee firm

Faq

Is this advice or education?

We provide education and coaching to help employees make informed decisions. We do not provide legal, tax, or investment advice, and we don’t make plan or claims decisions.

What if we don’t have a pension plan?

No problem. Employees still get coaching, courses, webinars, and tools. When pensions exist, we also cover DC/DB features and AVCs.

Is this confidential?

Yes. Coaching conversations are private between the employee and coach. YourClarityCoach shares only anonymous, aggregate insights with HR (utilization, CSAT, top topics), never personal details.

How fast can we launch?

Typically three weeks after we receive your plan documents and escalation contacts.

What is a financial coach?

A financial coach is a trained professional who helps people build better money habits, reduce stress, and make confident decisions. Coaches explain options and next steps. They do not sell products or make investment, tax, or claims decisions

What do coaches help with?

Everyday money decisions, budgeting, debt payoff, saving and emergency funds, using workplace benefits, planning big expenses and life events.

How do employees connect?

Chat, text, phone, or email—whichever they prefer. They also have access to the Clarity Classroom portal with on-demand Clarity Courses and Clarity Tools with calculators and guides for self-paced support.

Do you create personalized plans?

Upon request, employees can access a separate, discounted planning service. Coaching remains education‑only; no data is shared with HR.

Will coaches try to sell me a plan or another product?

No. Coaches do not sell products or services. If you ask about planning, we’ll share a link with details and pricing so you can decide privately.

Is my employer involved?

No. Your choice to purchase planning is private. HR receives only anonymous, aggregate program trends—never personal details.

YourClarityCoach provides general financial education and benefits explanations aligned to your plan documents. We do not provide legal, tax, or investment advice, and we do not make plan eligibility or claims decisions. Anonymous, aggregate trends for HR only. No personal data collected or shared. Secure channels.