15-minute Clarity Call
Privacy protected | Reschedule anytime
No matter where you are in your financial life, we're here to help
For over a decade, we’ve helped Barbadians—and those who’ve made Barbados their home—simplify their financial lives. We know talking to someone about money can feel daunting, so we offer a range of services—from a complimentary 15‑minute call to a comprehensive plan—so you can get started when you feel comfortable.
Chat with an Expert
Complimentary Clarity Call
15 mins @ Our expense
Do you feel that you need to do something about your financial life, but don't know where to start? Then schedule a Complimentary Clarity Call with us. During this 15 minute call, we'll help you to:
At the end of this call you will have a clearer picture of where you are and what you need to do next to achieve financial peace of mind.
A Second Opinion
30 mins @ Our expense
With Vanilla Financial, you’ll receive a no-obligation, comprehensive review by an experienced financial professional. Our second opinion service is straightforward: we don’t charge for this review, and we provide honest feedback without pressure.
Our goal is to provide you with an objective, impartial view of your current financial position, based on the decisions that you've made and where you'd like to be. If needed, we'll suggest adjustments to improve your financial life.
If you’re ready to gain clarity, insight, and confidence in your financial future, schedule your Second Opinion consultation today.
This meeting is held at our expense, and there’s no obligation on either side to proceed.
Ask me Anything
1 hour @ $100.00 (phone or video) or $150.00 (in office)
We realize that you may only wish to have a conversation for clarity and peace of mind on a few topics. With that in mind we offer single engagements based on our hourly rate.
Our most popular single engagement program is our $100, 60-minute "Ask me Anything" service.
This is a focused 60-minute meeting where you control the agenda. Your homework before this meeting is to create a list of financial, retirement and or estate planning related questions. We will work through your questions one by one. The goal of this meeting is to provide you with as much information and guidance as possible during your hour.
Should you choose to become a Financial Planning client within 30 days of receiving our advice, we’ll apply a $100 credit to the fee for your Comprehensive Financial Action Plan.
DIY & Accelerator
Mastering Financial Fundamentals
Course Fee: $400.00
Mastering financial fundamentals is at the heart of financial well-being. It involves managing your money wisely to meet your life goals, whether that’s buying a house, investing for retirement, or simply enjoying a financially stress-free life. This course is designed to help Barbadians, especially those just starting to work to chart a course and develop the habits that will lead them to prosperity. During this online course, you will learn about:
Personal Finance Accelerator
Fee: $600.00
During this 6 month course, your financial coach will regularly meet with you to help to set a path to reach your financial goals and to improve your overall financial skills, including:
Our clients find the greatest value in our helping them with the behavioral and emotional components of managing money. We can help you to unearth what drives your financial decisions, so you can create a healthier attitudes that leads to better money habits and a more fulfilling life.
Comprehensive Financial Planning
Clarity Comprehensive Financial Action Plan
Starting at $1200.00 (1-time Fee)
Financial planning is more than just budgeting or saving for retirement—it’s about creating a clear and realistic approach to managing your finances in a way that supports you in reaching your life goals. Your Comprehensive Financial Action Plan takes this approach a step further by addressing every aspect of your financial life, from investment goals and emergency savings to estate planning and insurance. It’s not just about numbers; it’s about designing a personalized roadmap and empowering you to take the steps that you need to take to support your future, while allowing you to improve your decision-making, be better prepared for life events, and have the peace of mind to confidently live the life you want today. You can also be assured that as life changes and new situations arise, circumstances or goals change, we will be there to help make the necessary adjustments to allow you to succeed.
Your Plan includes:
With these additional benefits:
Also included at no additional cost, for the 1st year is:
Providing you with ongoing access to your financial planner by chat, text, phone, or email.
Focused Planning
Retirement Funding Roadmap
Report Fee: $500.00
Even if you're early in your career, it is worthwhile to give some consideration to what you life after full-time work will be financed. Are you on course to fund the retirement that you desire? What do you need to do now to finance your life then?.
Your Retirement funding Roadmap report will show you where you are now and outline a path to financial freedom.
Your Retirement Funding Roadmap will focus on these areas:
Retirement Planning
Starting at $600.00
As you start to seriously consider stepping away from full-time work, you'll naturally want to pay more attention to your retirement planning. A retirement plan is not a product like a RRSP or pension plan, it is a plan for a course of action. The Retirement Plan that we will produce for you will, with some input from you, of course, answer these key questions about your retirement:
Based on your particular situation, there maybe some additional financial considerations and decisions to be made, such as:
We do the research and calculations so you won't have to.
Estate & Legacy Planning
Starting at $600.00
Our approach to Estate & Legacy Planning is more involved that most. Your Estate & Legacy Planning involves:
With this in mind, we believe that your Estate & Legacy plan should answer these 3 questions:
Our Estate planners will advise you as to how to make your Estate & Legacy plan financially possible, which usually means coordinating with your financial plan. Our legal consultants are available perform any services required to make your wishes legally possible.
Home Finance Blueprint
Starting at $600.00
Make your mortgage decision with confidence.
Whether you are building, buying, renovating, or refinancing, we help you choose the right loan and budget for both today and the future. You’ll get:
Deliverables:
Upgrade credit: Apply your $600 to the Comprehensive Financial Action Plan if you upgrade within 60 days.
Complete Financial Protection Plan
Plan Fee: $300.00
Peace of mind comes from having the right protection in place before life happens. We design a protection strategy tailored to your family, income, and goals. We’ll cover:
Implementation: With your approval, we’ll coordinate applications with third‑party providers and handle the paperwork.
Deliverables:
Upgrade credit: Apply your $300 to the Comprehensive Financial Action Plan if you upgrade within 60 days.
Independent Financial Advice & Insurance Brokerage
Financial Protection Advice
Everyone in Barbados deserves financial security. We search the whole market to match your needs with the best protection solutions — then we complete the applications and shepherd them to approval.
Products we place:
What to expect:
Pricing: Our time may be fee‑based or compensated by the insurer, depending on the solution. We’ll disclose this upfront in writing.
Personal Insurance Brokerage
If you need to insure your property or possessions, choosing to work with an insurance broker would be wise decision. As your insurance brokers, we are not your personal shoppers, trying to get you the lowest premium, which often leads to the lowest level of service from the insurer. We are trained and experience professionals who:
We can help you to find and put in place:
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